Business owners and executives can apply for Citifinancial Credit Card so that they can enjoy great all-around credit card. This credit account is ideal for those ho do not want to register in any membership and pay for annual fee. Likewise, such credit card does not charge many purchases making it more secured. It suits to the individual needs without extra cost.
When you have Citifinancial credit card your business will enjoy the benefits associated with the card such as free administrative and financial help. Likewise, you can also take advantage with the priority customer service.
Different Citifinancial Credit Cards
There are different Citifinancial Credit Card that you can choose according to your preference. The financial institution will approve the credit card application unlimited credit or the secured credit option depending on your financial situation. Likewise, the approval of your credit card application also depends on several factors such as your current credit rating. Likewise, the financial institution will also check your debt to income ratio.
• Citi Simplicity Card – If you want to apply for basic credit card plans, the Citi Simplicity card is the best option. This Citifinancial credit card does not require annual fee but usually involves higher interest rates. It is also known as credit builder credit cards because they offer moderate credit limits and at the same time help users in building better credit score.
• Citi Secured MasterCard – This type of Citifinancial credit card has a minimum annual fee of $39.00 and higher interest rate amounting to 6% as compared to the Simplicity series. The good thing about this credit card option is that the user could not go higher because it is locked in. This is ideal for those who ant to re-establish the credit rating.
Services for Card Members
Being a Citifinancial credit card holder, you can take advantage with various services that include the following:
• Identity theft solutions – Citibank will educate and help you learn the necessary steps in identifying and reclaiming your identity in case of ID theft. Likewise, it helps in reestablishing the credit rating.
• Travel services – The Citifinancial Credit Card gives you the benefits of travel services as you can obtain discounts from Hertz and get auto rental insurance coverage.
• Account security – Citibank ensures that your account is protected and safeguarded against credit card fraud.
• Money management services – This type of service allows you to check your finances either for business or personal needs.
The advantage of availing Citifinancial credit card is that you can manage your account online. This means that you can check the balance, payment due date, statement as well as recent transactions. In the same manner, this type of credit card can be used for any online payments.
Therefore, if you want to obtain credit card that gives you access to tools and resources that can help in simplifying and securing your finances, then you should choose Citifinancial Credit Card. You can ensure that Citi will provide the protection you deserve.